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Consultant Benefits

BalancePoint strives to offer benefits to our consultants that enable them to maintain a work-life balance.  With that we offer the following benefits to our full time consultants.  The term “full time consultant” is defined as a consultant who works 30 hours or more per week at all times during his or her employment.


BalancePoint consultants are paid every other Friday, one week in arrears.


A consultant is eligible for holiday pay upon commencement of the first day of employment if they chose this benefit as part of their hiring package.

BalancePoint holidays are as follows:

  • New Years Day
  • Memorial Day
  • 4th of July
  • Labor Day
  • Thanksgiving
  • Day after Thanksgiving
  • Christmas Day

If a holiday falls on a Saturday, consultants take the previous Friday off for the holiday, if it falls on a Sunday, consultants take the following Monday off.


PTO is available for those who have chosen PTO as part of their hiring package.  Those consultants are eligible to request the use of accrued Paid Time Off upon the completion of the Introductory Period (60 days).


BalancePoint offers medical insurance through United Healthcare, dental insurance through Delta Dental and vision insurance through VSP.   All full-time consultants are eligible for these benefits, along with their dependents.


BalancePoint offers Life and Accidental, Death & Dismemberment insurance through Guardian.

Benefit Amounts:

Employee Life                                   $50,000

AD&D                                                 $50,000

Long Term Disability                        60% of consultant’s salary after 90 days of disability

All Life, AD&D and LTD are paid 100% by BalancePoint

Additional Optional Life Insurance is available for consultants to purchase for themselves, spouse and children.  Guaranteed issue amount of $50,000 for employee, $30,000 for spouse, and $10,000 per child.


BalancePoint has chosen to partner with the following organizations:

  • Learning Quest (Kansas Residents)
  • The MOST program (Missouri Residents)

These programs offer our consultants the option to open state sponsored 529 Education Savings plans for their children or family members.  The state sponsored 529 plans provide a tax-advantaged way to invest for college.  These accounts can be set up directly through Learning Quest and the MOST program, and can be deducted from a consultant’s bi-weekly pay check.


All consultants who have completed 6 months of continuous employment with BalancePoint are eligible to participate in the 401k program.  Consultants are eligible to enroll for 401k during the quarterly open enrollment period following their completion of 6 months.  BalancePoint offers a match of up to 50% of the consultant’s contribution, to a maximum of 2%.  Therefore, if a consultant contributes 4%, BalancePoint will match it at 2%.  Merrill Lynch is the company that handles BalancePoint 401k funds.  Additional details are provided at the time of employment.

For specific questions regarding benefits or insurance, please contact Elisa Wagoner, Human Resources.

Office: 816.268.1423